What to save
Before and after photographs of each area you improve, receipts and invoices for materials and labor, product information for anything installed and a short summary of what changed are all useful records to keep together in one folder.
How it can help
Some insurance carriers offer discounts for specific mitigation actions and may ask for documentation to apply them. Underwriting, eligibility, renewal and discount decisions remain with the insurance company.
What to expect
Outcomes vary by carrier and property. Clear, organized records make the conversation easier regardless of the final decision.